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Buying Tips

1. Prepare a wish list This list should detail the qualities of your ideal home , including preferred locations , price , accommodation and features.

2. Arrange for Finance pre approval Speak with your financier or our home loan specialist to arrange for a loan that suits your needs. See Finance Do not forget to account for the hidden costs when preparing finance: Loan application/establishment fees Government charges such as mortgage & property stamp duty Insurance Building & pest inspection report expenses Legal expenses

3. Research your preferred Suburbs There are now many ways to research information on your preferred local market. Examples are Sydney Morning Herald price guide and Saturday Domain Local newspapers Richardson & Wrench recent sales See our recent sales The proven method of attending local ‘open houses’ and auctions Is still a great way to get a feel for the market.

4. Meet an agent An alternative or addition to scanning through advertisements each weekend is to develop a relationship with a local agent See our team. Make sure you supply the agent with appreciable detail on what you are looking for and your preferred method of being contacted.

5. Take a look When looking over homes that you are interested in be sure to Take notes Inspect the property personally more than once Have your solicitor or conveyancer review the contract for sale Arrange for a building and pest inspection before negotiations commence Check that your finance approval is still effective.

6. Proceed to sale Seek solicitors or conveyancers professional advice on contract& building/pest report Please seek written acknowledgment from your agent confirming any acceptable offer If there appears to be several people interested in one property , determine the timing of your offer and exchange of contracts accordingly to avoid disappointment. Once offer and acceptance has been granted you will be required to sign the contract with your solicitor or conveyancer and pay a 10% deposit. The deposit will be held in an interest bearing account until settlement and interest is normally divided between the purchaser & vendor. The standard settlement period of the contract is generally 42 days. It is recommended that a pre settlement inspection be carried out prior to final settlement to ensure the property inclusions and overall condition is the same as when you originally inspected.